Tillamook County, Oregon home prices
Typical home $503,694 · +0.4% in a year · property tax 0.6%
The typical home in Tillamook County is worth $503,694, 2% more than the Oregon typical home ($492,753). Values changed +0.4% in the past year and +9.4% over five years. Homeowners here pay a median 0.6% of their home's value in property tax each year ($3,023 on the typical home), versus 0.79% statewide.
Mortgage on the typical Tillamook County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $100,739 | $402,955 | $2,711 | $0 | $504 | $3,214 | $137,800 |
| 10% down | $50,369 | $453,325 | $3,050 | $189 | $504 | $3,742 | $160,400 |
| 5% down | $25,185 | $478,509 | $3,219 | $199 | $504 | $3,922 | $168,100 |
| 3.5% down (FHA) | $17,629 | $494,571 | $3,327 | $223 | $504 | $4,054 | $173,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.6% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oregon.
Oregon counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Yamhill County | $501,668 | -0.8% | 0.73% |
| Multnomah County | $496,807 | +0.2% | 0.96% |
| Clatsop County | $518,689 | +0.4% | 0.69% |
| Polk County | $475,672 | +1.3% | 0.8% |
| Crook County | $471,570 | +0.9% | 0.64% |
| Lincoln County | $470,173 | +0.4% | 0.81% |
| Benton County | $553,203 | +0.3% | 0.95% |
| Lane County | $452,807 | +1.0% | 0.82% |
| Washington County | $555,664 | -1.5% | 0.84% |
| Curry County | $448,677 | -1.4% | 0.48% |
Frequently asked questions
What is the average home price in Tillamook County, OR?
The typical home value in Tillamook County is $503,694 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Tillamook County?
About $137,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Tillamook County?
The median effective rate is 0.6% of home value a year (Census ACS 2024 5-year estimates).