Benton County, Oregon home prices
Typical home $553,203 · +0.3% in a year · property tax 0.95%
The typical home in Benton County is worth $553,203, 12% more than the Oregon typical home ($492,753). Values changed +0.3% in the past year and +17.5% over five years. Homeowners here pay a median 0.95% of their home's value in property tax each year ($5,267 on the typical home), versus 0.79% statewide.
Mortgage on the typical Benton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $110,641 | $442,563 | $2,977 | $0 | $715 | $3,693 | $158,300 |
| 10% down | $55,320 | $497,883 | $3,349 | $207 | $715 | $4,272 | $183,100 |
| 5% down | $27,660 | $525,543 | $3,535 | $219 | $715 | $4,470 | $191,600 |
| 3.5% down (FHA) | $19,362 | $543,183 | $3,654 | $245 | $715 | $4,614 | $197,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.95% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oregon · part of the Corvallis metro area.
Oregon counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Washington County | $555,664 | -1.5% | 0.84% |
| Clatsop County | $518,689 | +0.4% | 0.69% |
| Tillamook County | $503,694 | +0.4% | 0.6% |
| Yamhill County | $501,668 | -0.8% | 0.73% |
| Clackamas County | $605,496 | +0.6% | 0.85% |
| Multnomah County | $496,807 | +0.2% | 0.96% |
| Polk County | $475,672 | +1.3% | 0.8% |
| Crook County | $471,570 | +0.9% | 0.64% |
| Lincoln County | $470,173 | +0.4% | 0.81% |
| Lane County | $452,807 | +1.0% | 0.82% |
Frequently asked questions
What is the average home price in Benton County, OR?
The typical home value in Benton County is $553,203 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Benton County?
About $158,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Benton County?
The median effective rate is 0.95% of home value a year (Census ACS 2024 5-year estimates).