Clatsop County, Oregon home prices
Typical home $518,689 · +0.4% in a year · property tax 0.69%
The typical home in Clatsop County is worth $518,689, 5% more than the Oregon typical home ($492,753). Values changed +0.4% in the past year and +13.9% over five years. Homeowners here pay a median 0.69% of their home's value in property tax each year ($3,584 on the typical home), versus 0.79% statewide.
Mortgage on the typical Clatsop County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $103,738 | $414,951 | $2,791 | $0 | $558 | $3,349 | $143,500 |
| 10% down | $51,869 | $466,820 | $3,140 | $195 | $558 | $3,893 | $166,800 |
| 5% down | $25,934 | $492,755 | $3,315 | $205 | $558 | $4,078 | $174,800 |
| 3.5% down (FHA) | $18,154 | $509,295 | $3,426 | $229 | $558 | $4,213 | $180,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.69% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oregon · part of the Astoria metro area.
Oregon counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Tillamook County | $503,694 | +0.4% | 0.6% |
| Yamhill County | $501,668 | -0.8% | 0.73% |
| Multnomah County | $496,807 | +0.2% | 0.96% |
| Benton County | $553,203 | +0.3% | 0.95% |
| Washington County | $555,664 | -1.5% | 0.84% |
| Polk County | $475,672 | +1.3% | 0.8% |
| Crook County | $471,570 | +0.9% | 0.64% |
| Lincoln County | $470,173 | +0.4% | 0.81% |
| Lane County | $452,807 | +1.0% | 0.82% |
| Curry County | $448,677 | -1.4% | 0.48% |
Frequently asked questions
What is the average home price in Clatsop County, OR?
The typical home value in Clatsop County is $518,689 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Clatsop County?
About $143,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Clatsop County?
The median effective rate is 0.69% of home value a year (Census ACS 2024 5-year estimates).