Astoria, OR home prices
Typical home $518,697 · +0.4% in a year · income needed $143,500
The Astoria, OR metro area ranks 68 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.4% in a year and +13.9% over five years. With 20% down at 7.11%, the typical home costs about $3,349 a month including 0.69% property tax (Clatsop County rate).
Mortgage on the typical Astoria home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $103,739 | $414,958 | $2,791 | $0 | $558 | $3,349 | $143,500 |
| 10% down | $51,870 | $466,827 | $3,140 | $195 | $558 | $3,893 | $166,800 |
| 5% down | $25,935 | $492,762 | $3,315 | $205 | $558 | $4,078 | $174,800 |
| 3.5% down (FHA) | $18,154 | $509,302 | $3,426 | $229 | $558 | $4,214 | $180,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.69% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Astoria area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Clatsop County, OR | $518,689 | +0.4% | 0.69% |
What can you afford in Oregon on your salary? · Oregon home prices · Salaries in Oregon
Frequently asked questions
How much is a house in Astoria?
The typical home in the Astoria, OR metro area is worth $518,697 (Zillow, September 2026).
What salary do you need to buy a house in Astoria?
About $143,500 a year for the typical home with 20% down at 7.11%.