Clackamas County, Oregon home prices
Typical home $605,496 · +0.6% in a year · property tax 0.85%
The typical home in Clackamas County is worth $605,496, 23% more than the Oregon typical home ($492,753). Values changed +0.6% in the past year and +9.0% over five years. Homeowners here pay a median 0.85% of their home's value in property tax each year ($5,124 on the typical home), versus 0.79% statewide.
Mortgage on the typical Clackamas County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $121,099 | $484,397 | $3,259 | $0 | $730 | $3,988 | $170,900 |
| 10% down | $60,550 | $544,947 | $3,666 | $227 | $730 | $4,623 | $198,100 |
| 5% down | $30,275 | $575,222 | $3,870 | $240 | $730 | $4,839 | $207,400 |
| 3.5% down (FHA) | $21,192 | $594,529 | $3,999 | $268 | $730 | $4,997 | $214,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.85% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oregon · part of the Portland metro area.
Oregon counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Washington County | $555,664 | -1.5% | 0.84% |
| Benton County | $553,203 | +0.3% | 0.95% |
| Deschutes County | $658,505 | -0.7% | 0.58% |
| Hood River County | $682,386 | +2.6% | 0.53% |
| Clatsop County | $518,689 | +0.4% | 0.69% |
| Tillamook County | $503,694 | +0.4% | 0.6% |
| Yamhill County | $501,668 | -0.8% | 0.73% |
| Multnomah County | $496,807 | +0.2% | 0.96% |
| Polk County | $475,672 | +1.3% | 0.8% |
| Crook County | $471,570 | +0.9% | 0.64% |
Frequently asked questions
What is the average home price in Clackamas County, OR?
The typical home value in Clackamas County is $605,496 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Clackamas County?
About $170,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Clackamas County?
The median effective rate is 0.85% of home value a year (Census ACS 2024 5-year estimates).