Hood River, OR home prices
Typical home $682,387 · +2.6% in a year · income needed $185,000
The Hood River, OR metro area ranks 33 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.6% in a year and +12.1% over five years. With 20% down at 7.11%, the typical home costs about $4,316 a month including 0.53% property tax (Hood River County rate).
Mortgage on the typical Hood River home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $136,477 | $545,909 | $3,672 | $0 | $644 | $4,316 | $185,000 |
| 10% down | $68,239 | $614,148 | $4,131 | $256 | $644 | $5,031 | $215,600 |
| 5% down | $34,119 | $648,267 | $4,361 | $270 | $644 | $5,275 | $226,100 |
| 3.5% down (FHA) | $23,884 | $670,027 | $4,507 | $302 | $644 | $5,453 | $233,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Hood River area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hood River County, OR | $682,386 | +2.6% | 0.53% |
What can you afford in Oregon on your salary? · Oregon home prices · Salaries in Oregon
Frequently asked questions
How much is a house in Hood River?
The typical home in the Hood River, OR metro area is worth $682,387 (Zillow, September 2026).
What salary do you need to buy a house in Hood River?
About $185,000 a year for the typical home with 20% down at 7.11%.