Golden Valley County, North Dakota home prices
Typical home $188,290 · +5.3% in a year · property tax 0.89%
The typical home in Golden Valley County is worth $188,290, 35% less than the North Dakota typical home ($290,657). Values changed +5.3% in the past year and — over five years. Homeowners here pay a median 0.89% of their home's value in property tax each year ($1,678 on the typical home), versus 0.92% statewide.
Mortgage on the typical Golden Valley County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,658 | $150,632 | $1,013 | $0 | $234 | $1,247 | $53,500 |
| 10% down | $18,829 | $169,461 | $1,140 | $71 | $234 | $1,445 | $61,900 |
| 5% down | $9,414 | $178,875 | $1,203 | $75 | $234 | $1,512 | $64,800 |
| 3.5% down (FHA) | $6,590 | $184,879 | $1,244 | $83 | $234 | $1,561 | $66,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.89% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Dakota.
North Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dickey County | $190,013 | +15.2% | 0.92% |
| Foster County | $190,154 | +7.1% | 1.19% |
| Bowman County | $193,789 | +7.1% | 0.73% |
| Renville County | $193,795 | +10.8% | 0.68% |
| Barnes County | $196,408 | +5.8% | 1.03% |
| Kidder County | $203,596 | +8.6% | 0.58% |
| Ransom County | $203,703 | +7.1% | 1.02% |
| Walsh County | $171,502 | +6.2% | 1.07% |
| Sargent County | $205,756 | +4.9% | 1.12% |
| Cavalier County | $170,109 | +13.1% | 1.34% |
Frequently asked questions
What is the average home price in Golden Valley County, ND?
The typical home value in Golden Valley County is $188,290 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Golden Valley County?
About $53,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Golden Valley County?
The median effective rate is 0.89% of home value a year (Census ACS 2024 5-year estimates).