Ransom County, North Dakota home prices
Typical home $203,703 · +7.1% in a year · property tax 1.02%
The typical home in Ransom County is worth $203,703, 30% less than the North Dakota typical home ($290,657). Values changed +7.1% in the past year and +3.6% over five years. Homeowners here pay a median 1.02% of their home's value in property tax each year ($2,068 on the typical home), versus 0.92% statewide.
Mortgage on the typical Ransom County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,741 | $162,962 | $1,096 | $0 | $274 | $1,370 | $58,700 |
| 10% down | $20,370 | $183,332 | $1,233 | $76 | $274 | $1,584 | $67,900 |
| 5% down | $10,185 | $193,517 | $1,302 | $81 | $274 | $1,657 | $71,000 |
| 3.5% down (FHA) | $7,130 | $200,013 | $1,346 | $90 | $274 | $1,710 | $73,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.02% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Dakota.
North Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kidder County | $203,596 | +8.6% | 0.58% |
| Sargent County | $205,756 | +4.9% | 1.12% |
| Barnes County | $196,408 | +5.8% | 1.03% |
| Renville County | $193,795 | +10.8% | 0.68% |
| Bowman County | $193,789 | +7.1% | 0.73% |
| Mountrail County | $215,626 | +2.6% | 0.52% |
| Foster County | $190,154 | +7.1% | 1.19% |
| Dickey County | $190,013 | +15.2% | 0.92% |
| Golden Valley County | $188,290 | +5.3% | 0.89% |
| McLean County | $224,646 | +4.3% | 0.76% |
Frequently asked questions
What is the average home price in Ransom County, ND?
The typical home value in Ransom County is $203,703 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ransom County?
About $58,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ransom County?
The median effective rate is 1.02% of home value a year (Census ACS 2024 5-year estimates).