Barnes County, North Dakota home prices
Typical home $196,408 · +5.8% in a year · property tax 1.03%
The typical home in Barnes County is worth $196,408, 32% less than the North Dakota typical home ($290,657). Values changed +5.8% in the past year and +13.5% over five years. Homeowners here pay a median 1.03% of their home's value in property tax each year ($2,031 on the typical home), versus 0.92% statewide.
Mortgage on the typical Barnes County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,282 | $157,127 | $1,057 | $0 | $267 | $1,324 | $56,800 |
| 10% down | $19,641 | $176,768 | $1,189 | $74 | $267 | $1,530 | $65,600 |
| 5% down | $9,820 | $186,588 | $1,255 | $78 | $267 | $1,600 | $68,600 |
| 3.5% down (FHA) | $6,874 | $192,851 | $1,297 | $87 | $267 | $1,652 | $70,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.03% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Dakota.
North Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Renville County | $193,795 | +10.8% | 0.68% |
| Bowman County | $193,789 | +7.1% | 0.73% |
| Foster County | $190,154 | +7.1% | 1.19% |
| Dickey County | $190,013 | +15.2% | 0.92% |
| Kidder County | $203,596 | +8.6% | 0.58% |
| Ransom County | $203,703 | +7.1% | 1.02% |
| Golden Valley County | $188,290 | +5.3% | 0.89% |
| Sargent County | $205,756 | +4.9% | 1.12% |
| Mountrail County | $215,626 | +2.6% | 0.52% |
| Walsh County | $171,502 | +6.2% | 1.07% |
Frequently asked questions
What is the average home price in Barnes County, ND?
The typical home value in Barnes County is $196,408 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Barnes County?
About $56,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Barnes County?
The median effective rate is 1.03% of home value a year (Census ACS 2024 5-year estimates).