Sargent County, North Dakota home prices
Typical home $205,756 · +4.9% in a year · property tax 1.12%
The typical home in Sargent County is worth $205,756, 29% less than the North Dakota typical home ($290,657). Values changed +4.9% in the past year and -8.0% over five years. Homeowners here pay a median 1.12% of their home's value in property tax each year ($2,305 on the typical home), versus 0.92% statewide.
Mortgage on the typical Sargent County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,151 | $164,605 | $1,107 | $0 | $295 | $1,402 | $60,100 |
| 10% down | $20,576 | $185,181 | $1,246 | $77 | $295 | $1,618 | $69,300 |
| 5% down | $10,288 | $195,468 | $1,315 | $81 | $295 | $1,691 | $72,500 |
| 3.5% down (FHA) | $7,201 | $202,029 | $1,359 | $91 | $295 | $1,745 | $74,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.12% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Dakota.
North Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ransom County | $203,703 | +7.1% | 1.02% |
| Kidder County | $203,596 | +8.6% | 0.58% |
| Barnes County | $196,408 | +5.8% | 1.03% |
| Mountrail County | $215,626 | +2.6% | 0.52% |
| Renville County | $193,795 | +10.8% | 0.68% |
| Bowman County | $193,789 | +7.1% | 0.73% |
| Foster County | $190,154 | +7.1% | 1.19% |
| Dickey County | $190,013 | +15.2% | 0.92% |
| Golden Valley County | $188,290 | +5.3% | 0.89% |
| McLean County | $224,646 | +4.3% | 0.76% |
Frequently asked questions
What is the average home price in Sargent County, ND?
The typical home value in Sargent County is $205,756 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Sargent County?
About $60,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Sargent County?
The median effective rate is 1.12% of home value a year (Census ACS 2024 5-year estimates).