Foster County, North Dakota home prices
Typical home $190,154 · +7.1% in a year · property tax 1.19%
The typical home in Foster County is worth $190,154, 35% less than the North Dakota typical home ($290,657). Values changed +7.1% in the past year and +13.0% over five years. Homeowners here pay a median 1.19% of their home's value in property tax each year ($2,260 on the typical home), versus 0.92% statewide.
Mortgage on the typical Foster County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,031 | $152,123 | $1,023 | $0 | $283 | $1,307 | $56,000 |
| 10% down | $19,015 | $171,139 | $1,151 | $71 | $283 | $1,506 | $64,500 |
| 5% down | $9,508 | $180,647 | $1,215 | $75 | $283 | $1,574 | $67,500 |
| 3.5% down (FHA) | $6,655 | $186,710 | $1,256 | $84 | $283 | $1,624 | $69,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.19% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Dakota.
North Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dickey County | $190,013 | +15.2% | 0.92% |
| Golden Valley County | $188,290 | +5.3% | 0.89% |
| Bowman County | $193,789 | +7.1% | 0.73% |
| Renville County | $193,795 | +10.8% | 0.68% |
| Barnes County | $196,408 | +5.8% | 1.03% |
| Kidder County | $203,596 | +8.6% | 0.58% |
| Ransom County | $203,703 | +7.1% | 1.02% |
| Sargent County | $205,756 | +4.9% | 1.12% |
| Walsh County | $171,502 | +6.2% | 1.07% |
| Cavalier County | $170,109 | +13.1% | 1.34% |
Frequently asked questions
What is the average home price in Foster County, ND?
The typical home value in Foster County is $190,154 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Foster County?
About $56,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Foster County?
The median effective rate is 1.19% of home value a year (Census ACS 2024 5-year estimates).