Cavalier County, North Dakota home prices
Typical home $170,109 · +13.1% in a year · property tax 1.34%
The typical home in Cavalier County is worth $170,109, 41% less than the North Dakota typical home ($290,657). Values changed +13.1% in the past year and +17.8% over five years. Homeowners here pay a median 1.34% of their home's value in property tax each year ($2,280 on the typical home), versus 0.92% statewide.
Mortgage on the typical Cavalier County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,022 | $136,087 | $915 | $0 | $275 | $1,191 | $51,000 |
| 10% down | $17,011 | $153,098 | $1,030 | $64 | $275 | $1,369 | $58,700 |
| 5% down | $8,505 | $161,604 | $1,087 | $67 | $275 | $1,429 | $61,300 |
| 3.5% down (FHA) | $5,954 | $167,028 | $1,124 | $75 | $275 | $1,474 | $63,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.34% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Dakota.
North Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Walsh County | $171,502 | +6.2% | 1.07% |
| McHenry County | $160,662 | +6.0% | 0.66% |
| Hettinger County | $157,940 | +32.3% | 1.12% |
| Pembina County | $157,472 | +8.6% | 1.01% |
| Nelson County | $157,031 | +12.3% | 0.75% |
| Emmons County | $156,341 | +18.9% | 0.91% |
| Lamoure County | $152,175 | +4.3% | 1.01% |
| Golden Valley County | $188,290 | +5.3% | 0.89% |
| Dickey County | $190,013 | +15.2% | 0.92% |
| Foster County | $190,154 | +7.1% | 1.19% |
Frequently asked questions
What is the average home price in Cavalier County, ND?
The typical home value in Cavalier County is $170,109 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cavalier County?
About $51,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cavalier County?
The median effective rate is 1.34% of home value a year (Census ACS 2024 5-year estimates).