Stoddard County, Missouri home prices
Typical home $157,987 · +4.7% in a year · property tax 0.66%
The typical home in Stoddard County is worth $157,987, 40% less than the Missouri typical home ($265,387). Values changed +4.7% in the past year and +10.9% over five years. Homeowners here pay a median 0.66% of their home's value in property tax each year ($1,035 on the typical home), versus 0.79% statewide.
Mortgage on the typical Stoddard County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $31,597 | $126,389 | $850 | $0 | $165 | $1,015 | $43,500 |
| 10% down | $15,799 | $142,188 | $957 | $59 | $165 | $1,181 | $50,600 |
| 5% down | $7,899 | $150,087 | $1,010 | $63 | $165 | $1,237 | $53,000 |
| 3.5% down (FHA) | $5,530 | $155,125 | $1,044 | $70 | $165 | $1,279 | $54,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.66% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ripley County | $157,576 | +7.2% | 0.46% |
| Iron County | $159,410 | +6.4% | 0.68% |
| Reynolds County | $156,255 | +5.5% | 0.37% |
| Scott County | $161,604 | +0.5% | 0.62% |
| Linn County | $152,065 | +9.7% | 0.72% |
| Oregon County | $168,276 | +2.6% | 0.55% |
| Carroll County | $168,905 | +7.3% | 0.79% |
| Madison County | $171,846 | +3.9% | 0.71% |
| Clark County | $172,862 | +13.4% | 0.87% |
| Atchison County | $142,417 | +0.5% | 1.16% |
Frequently asked questions
What is the average home price in Stoddard County, MO?
The typical home value in Stoddard County is $157,987 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Stoddard County?
About $43,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Stoddard County?
The median effective rate is 0.66% of home value a year (Census ACS 2024 5-year estimates).