Carroll County, Missouri home prices
Typical home $168,905 · +7.3% in a year · property tax 0.79%
The typical home in Carroll County is worth $168,905, 36% less than the Missouri typical home ($265,387). Values changed +7.3% in the past year and +33.5% over five years. Homeowners here pay a median 0.79% of their home's value in property tax each year ($1,328 on the typical home), versus 0.79% statewide.
Mortgage on the typical Carroll County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,781 | $135,124 | $909 | $0 | $195 | $1,104 | $47,300 |
| 10% down | $16,890 | $152,014 | $1,023 | $63 | $195 | $1,281 | $54,900 |
| 5% down | $8,445 | $160,459 | $1,079 | $67 | $195 | $1,341 | $57,500 |
| 3.5% down (FHA) | $5,912 | $165,845 | $1,116 | $75 | $195 | $1,385 | $59,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.79% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Oregon County | $168,276 | +2.6% | 0.55% |
| Madison County | $171,846 | +3.9% | 0.71% |
| Clark County | $172,862 | +13.4% | 0.87% |
| Butler County | $174,679 | +10.9% | 0.67% |
| Scott County | $161,604 | +0.5% | 0.62% |
| Saint Louis City | $176,514 | -0.4% | 1.03% |
| Chariton County | $177,593 | -10.3% | 0.64% |
| Iron County | $159,410 | +6.4% | 0.68% |
| Shannon County | $179,646 | +5.0% | 0.43% |
| Stoddard County | $157,987 | +4.7% | 0.66% |
Frequently asked questions
What is the average home price in Carroll County, MO?
The typical home value in Carroll County is $168,905 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Carroll County?
About $47,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Carroll County?
The median effective rate is 0.79% of home value a year (Census ACS 2024 5-year estimates).