Scott County, Missouri home prices
Typical home $161,604 · +0.5% in a year · property tax 0.62%
The typical home in Scott County is worth $161,604, 39% less than the Missouri typical home ($265,387). Values changed +0.5% in the past year and +5.9% over five years. Homeowners here pay a median 0.62% of their home's value in property tax each year ($1,002 on the typical home), versus 0.79% statewide.
Mortgage on the typical Scott County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,321 | $129,283 | $870 | $0 | $164 | $1,034 | $44,300 |
| 10% down | $16,160 | $145,443 | $978 | $61 | $164 | $1,203 | $51,600 |
| 5% down | $8,080 | $153,524 | $1,033 | $64 | $164 | $1,261 | $54,000 |
| 3.5% down (FHA) | $5,656 | $158,677 | $1,067 | $71 | $164 | $1,303 | $55,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.62% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri · part of the Sikeston metro area.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Iron County | $159,410 | +6.4% | 0.68% |
| Stoddard County | $157,987 | +4.7% | 0.66% |
| Ripley County | $157,576 | +7.2% | 0.46% |
| Reynolds County | $156,255 | +5.5% | 0.37% |
| Oregon County | $168,276 | +2.6% | 0.55% |
| Carroll County | $168,905 | +7.3% | 0.79% |
| Linn County | $152,065 | +9.7% | 0.72% |
| Madison County | $171,846 | +3.9% | 0.71% |
| Clark County | $172,862 | +13.4% | 0.87% |
| Butler County | $174,679 | +10.9% | 0.67% |
Frequently asked questions
What is the average home price in Scott County, MO?
The typical home value in Scott County is $161,604 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Scott County?
About $44,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Scott County?
The median effective rate is 0.62% of home value a year (Census ACS 2024 5-year estimates).