Reynolds County, Missouri home prices
Typical home $156,255 · +5.5% in a year · property tax 0.37%
The typical home in Reynolds County is worth $156,255, 41% less than the Missouri typical home ($265,387). Values changed +5.5% in the past year and +19.6% over five years. Homeowners here pay a median 0.37% of their home's value in property tax each year ($577 on the typical home), versus 0.79% statewide.
Mortgage on the typical Reynolds County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $31,251 | $125,004 | $841 | $0 | $126 | $967 | $41,400 |
| 10% down | $15,625 | $140,629 | $946 | $59 | $126 | $1,131 | $48,500 |
| 5% down | $7,813 | $148,442 | $999 | $62 | $126 | $1,187 | $50,900 |
| 3.5% down (FHA) | $5,469 | $153,425 | $1,032 | $69 | $126 | $1,227 | $52,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.37% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ripley County | $157,576 | +7.2% | 0.46% |
| Stoddard County | $157,987 | +4.7% | 0.66% |
| Iron County | $159,410 | +6.4% | 0.68% |
| Linn County | $152,065 | +9.7% | 0.72% |
| Scott County | $161,604 | +0.5% | 0.62% |
| Oregon County | $168,276 | +2.6% | 0.55% |
| Carroll County | $168,905 | +7.3% | 0.79% |
| Atchison County | $142,417 | +0.5% | 1.16% |
| Gentry County | $141,201 | +3.9% | 0.93% |
| Madison County | $171,846 | +3.9% | 0.71% |
Frequently asked questions
What is the average home price in Reynolds County, MO?
The typical home value in Reynolds County is $156,255 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Reynolds County?
About $41,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Reynolds County?
The median effective rate is 0.37% of home value a year (Census ACS 2024 5-year estimates).