Oregon County, Missouri home prices
Typical home $168,276 · +2.6% in a year · property tax 0.55%
The typical home in Oregon County is worth $168,276, 37% less than the Missouri typical home ($265,387). Values changed +2.6% in the past year and +20.9% over five years. Homeowners here pay a median 0.55% of their home's value in property tax each year ($931 on the typical home), versus 0.79% statewide.
Mortgage on the typical Oregon County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,655 | $134,621 | $906 | $0 | $162 | $1,067 | $45,700 |
| 10% down | $16,828 | $151,449 | $1,019 | $63 | $162 | $1,244 | $53,300 |
| 5% down | $8,414 | $159,862 | $1,075 | $67 | $162 | $1,304 | $55,900 |
| 3.5% down (FHA) | $5,890 | $165,228 | $1,112 | $74 | $162 | $1,348 | $57,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.55% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Carroll County | $168,905 | +7.3% | 0.79% |
| Madison County | $171,846 | +3.9% | 0.71% |
| Clark County | $172,862 | +13.4% | 0.87% |
| Butler County | $174,679 | +10.9% | 0.67% |
| Scott County | $161,604 | +0.5% | 0.62% |
| Saint Louis City | $176,514 | -0.4% | 1.03% |
| Iron County | $159,410 | +6.4% | 0.68% |
| Chariton County | $177,593 | -10.3% | 0.64% |
| Stoddard County | $157,987 | +4.7% | 0.66% |
| Ripley County | $157,576 | +7.2% | 0.46% |
Frequently asked questions
What is the average home price in Oregon County, MO?
The typical home value in Oregon County is $168,276 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Oregon County?
About $45,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Oregon County?
The median effective rate is 0.55% of home value a year (Census ACS 2024 5-year estimates).