Atchison County, Missouri home prices
Typical home $142,417 · +0.5% in a year · property tax 1.16%
The typical home in Atchison County is worth $142,417, 46% less than the Missouri typical home ($265,387). Values changed +0.5% in the past year and +17.5% over five years. Homeowners here pay a median 1.16% of their home's value in property tax each year ($1,655 on the typical home), versus 0.79% statewide.
Mortgage on the typical Atchison County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $28,483 | $113,933 | $766 | $0 | $209 | $976 | $41,800 |
| 10% down | $14,242 | $128,175 | $862 | $53 | $209 | $1,125 | $48,200 |
| 5% down | $7,121 | $135,296 | $910 | $56 | $209 | $1,176 | $50,400 |
| 3.5% down (FHA) | $4,985 | $139,837 | $941 | $63 | $209 | $1,213 | $52,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.16% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Gentry County | $141,201 | +3.9% | 0.93% |
| Mercer County | $138,973 | +1.2% | 0.96% |
| Linn County | $152,065 | +9.7% | 0.72% |
| Wayne County | $132,332 | +2.7% | 0.52% |
| Harrison County | $130,880 | +4.5% | 0.89% |
| Scotland County | $128,606 | +3.3% | 0.79% |
| Reynolds County | $156,255 | +5.5% | 0.37% |
| Ripley County | $157,576 | +7.2% | 0.46% |
| Stoddard County | $157,987 | +4.7% | 0.66% |
| Iron County | $159,410 | +6.4% | 0.68% |
Frequently asked questions
What is the average home price in Atchison County, MO?
The typical home value in Atchison County is $142,417 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Atchison County?
About $41,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Atchison County?
The median effective rate is 1.16% of home value a year (Census ACS 2024 5-year estimates).