Wayne County, Missouri home prices
Typical home $132,332 · +2.7% in a year · property tax 0.52%
The typical home in Wayne County is worth $132,332, 50% less than the Missouri typical home ($265,387). Values changed +2.7% in the past year and +4.6% over five years. Homeowners here pay a median 0.52% of their home's value in property tax each year ($694 on the typical home), versus 0.79% statewide.
Mortgage on the typical Wayne County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $26,466 | $105,865 | $712 | $0 | $124 | $836 | $35,800 |
| 10% down | $13,233 | $119,099 | $801 | $50 | $124 | $975 | $41,800 |
| 5% down | $6,617 | $125,715 | $846 | $52 | $124 | $1,022 | $43,800 |
| 3.5% down (FHA) | $4,632 | $129,935 | $874 | $59 | $124 | $1,057 | $45,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.52% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Harrison County | $130,880 | +4.5% | 0.89% |
| Scotland County | $128,606 | +3.3% | 0.79% |
| Mercer County | $138,973 | +1.2% | 0.96% |
| Gentry County | $141,201 | +3.9% | 0.93% |
| Atchison County | $142,417 | +0.5% | 1.16% |
| Grundy County | $118,497 | +5.3% | 1% |
| Linn County | $152,065 | +9.7% | 0.72% |
| Reynolds County | $156,255 | +5.5% | 0.37% |
| Ripley County | $157,576 | +7.2% | 0.46% |
| Mississippi County | $107,055 | +0.7% | 0.81% |
Frequently asked questions
What is the average home price in Wayne County, MO?
The typical home value in Wayne County is $132,332 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wayne County?
About $35,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wayne County?
The median effective rate is 0.52% of home value a year (Census ACS 2024 5-year estimates).