Mississippi County, Missouri home prices
Typical home $107,055 · +0.7% in a year · property tax 0.81%
The typical home in Mississippi County is worth $107,055, 60% less than the Missouri typical home ($265,387). Values changed +0.7% in the past year and +5.5% over five years. Homeowners here pay a median 0.81% of their home's value in property tax each year ($864 on the typical home), versus 0.79% statewide.
Mortgage on the typical Mississippi County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $21,411 | $85,644 | $576 | $0 | $126 | $702 | $30,100 |
| 10% down | $10,706 | $96,350 | $648 | $40 | $126 | $814 | $34,900 |
| 5% down | $5,353 | $101,702 | $684 | $42 | $126 | $852 | $36,500 |
| 3.5% down (FHA) | $3,747 | $105,116 | $707 | $47 | $126 | $880 | $37,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.81% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| New Madrid County | $103,762 | +1.1% | 0.73% |
| Sullivan County | $101,597 | +2.6% | 0.69% |
| Grundy County | $118,497 | +5.3% | 1% |
| Dunklin County | $94,976 | +7.5% | 0.7% |
| Pemiscot County | $92,164 | -10.5% | 0.95% |
| Scotland County | $128,606 | +3.3% | 0.79% |
| Harrison County | $130,880 | +4.5% | 0.89% |
| Wayne County | $132,332 | +2.7% | 0.52% |
| Mercer County | $138,973 | +1.2% | 0.96% |
| Gentry County | $141,201 | +3.9% | 0.93% |
Frequently asked questions
What is the average home price in Mississippi County, MO?
The typical home value in Mississippi County is $107,055 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Mississippi County?
About $30,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Mississippi County?
The median effective rate is 0.81% of home value a year (Census ACS 2024 5-year estimates).