Grundy County, Missouri home prices
Typical home $118,497 · +5.3% in a year · property tax 1%
The typical home in Grundy County is worth $118,497, 55% less than the Missouri typical home ($265,387). Values changed +5.3% in the past year and +13.3% over five years. Homeowners here pay a median 1% of their home's value in property tax each year ($1,185 on the typical home), versus 0.79% statewide.
Mortgage on the typical Grundy County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $23,699 | $94,797 | $638 | $0 | $158 | $796 | $34,100 |
| 10% down | $11,850 | $106,647 | $717 | $44 | $158 | $920 | $39,400 |
| 5% down | $5,925 | $112,572 | $757 | $47 | $158 | $962 | $41,200 |
| 3.5% down (FHA) | $4,147 | $116,350 | $783 | $52 | $158 | $993 | $42,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Scotland County | $128,606 | +3.3% | 0.79% |
| Mississippi County | $107,055 | +0.7% | 0.81% |
| Harrison County | $130,880 | +4.5% | 0.89% |
| Wayne County | $132,332 | +2.7% | 0.52% |
| New Madrid County | $103,762 | +1.1% | 0.73% |
| Sullivan County | $101,597 | +2.6% | 0.69% |
| Mercer County | $138,973 | +1.2% | 0.96% |
| Gentry County | $141,201 | +3.9% | 0.93% |
| Dunklin County | $94,976 | +7.5% | 0.7% |
| Atchison County | $142,417 | +0.5% | 1.16% |
Frequently asked questions
What is the average home price in Grundy County, MO?
The typical home value in Grundy County is $118,497 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Grundy County?
About $34,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Grundy County?
The median effective rate is 1% of home value a year (Census ACS 2024 5-year estimates).