Dukes County, Massachusetts home prices
Typical home $1,556,392 · +6.1% in a year · property tax 0.5%
The typical home in Dukes County is worth $1,556,392, 138% more than the Massachusetts typical home ($655,219). Values changed +6.1% in the past year and +32.6% over five years. Homeowners here pay a median 0.5% of their home's value in property tax each year ($7,781 on the typical home), versus 1.01% statewide.
Mortgage on the typical Dukes County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $311,278 | $1,245,113 | $8,376 | $0 | $1,427 | $9,803 | $420,100 |
| 10% down | $155,639 | $1,400,753 | $9,423 | $584 | $1,427 | $11,433 | $490,000 |
| 5% down | $77,820 | $1,478,572 | $9,946 | $616 | $1,427 | $11,989 | $513,800 |
| 3.5% down (FHA) | $54,474 | $1,528,202 | $10,280 | $688 | $1,427 | $12,395 | $531,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Massachusetts · part of the Vineyard Haven metro area.
Massachusetts counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Middlesex County | $804,837 | +1.5% | 1.03% |
| Norfolk County | $764,424 | +2.5% | 1.06% |
| Barnstable County | $757,449 | +2.9% | 0.67% |
| Suffolk County | $738,589 | +0.2% | 0.66% |
| Essex County | $715,954 | +2.1% | 1.04% |
| Plymouth County | $646,858 | +4.0% | 1.17% |
| Bristol County | $545,691 | +3.7% | 1.07% |
| Worcester County | $495,048 | +1.9% | 1.28% |
| Hampshire County | $449,669 | +2.8% | 1.43% |
| Berkshire County | $389,996 | +1.6% | 1.32% |
Frequently asked questions
What is the average home price in Dukes County, MA?
The typical home value in Dukes County is $1,556,392 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Dukes County?
About $420,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Dukes County?
The median effective rate is 0.5% of home value a year (Census ACS 2024 5-year estimates).