Barnstable County, Massachusetts home prices
Typical home $757,449 · +2.9% in a year · property tax 0.67%
The typical home in Barnstable County is worth $757,449, 16% more than the Massachusetts typical home ($655,219). Values changed +2.9% in the past year and +29.5% over five years. Homeowners here pay a median 0.67% of their home's value in property tax each year ($5,105 on the typical home), versus 1.01% statewide.
Mortgage on the typical Barnstable County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $151,490 | $605,959 | $4,076 | $0 | $804 | $4,880 | $209,200 |
| 10% down | $75,745 | $681,704 | $4,586 | $284 | $804 | $5,674 | $243,200 |
| 5% down | $37,872 | $719,577 | $4,841 | $300 | $804 | $5,945 | $254,800 |
| 3.5% down (FHA) | $26,511 | $743,730 | $5,003 | $335 | $804 | $6,142 | $263,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Massachusetts · part of the Barnstable Town metro area.
Massachusetts counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Norfolk County | $764,424 | +2.5% | 1.06% |
| Suffolk County | $738,589 | +0.2% | 0.66% |
| Essex County | $715,954 | +2.1% | 1.04% |
| Middlesex County | $804,837 | +1.5% | 1.03% |
| Plymouth County | $646,858 | +4.0% | 1.17% |
| Bristol County | $545,691 | +3.7% | 1.07% |
| Worcester County | $495,048 | +1.9% | 1.28% |
| Hampshire County | $449,669 | +2.8% | 1.43% |
| Berkshire County | $389,996 | +1.6% | 1.32% |
| Franklin County | $369,047 | +1.6% | 1.43% |
Frequently asked questions
What is the average home price in Barnstable County, MA?
The typical home value in Barnstable County is $757,449 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Barnstable County?
About $209,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Barnstable County?
The median effective rate is 0.67% of home value a year (Census ACS 2024 5-year estimates).