Barnstable Town, MA home prices
Typical home $757,453 · +2.9% in a year · income needed $209,200
The Barnstable Town, MA metro area ranks 25 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.9% in a year and +29.5% over five years. With 20% down at 7.11%, the typical home costs about $4,880 a month including 0.67% property tax (Barnstable County rate).
Mortgage on the typical Barnstable Town home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $151,491 | $605,962 | $4,076 | $0 | $804 | $4,880 | $209,200 |
| 10% down | $75,745 | $681,708 | $4,586 | $284 | $804 | $5,674 | $243,200 |
| 5% down | $37,873 | $719,580 | $4,841 | $300 | $804 | $5,945 | $254,800 |
| 3.5% down (FHA) | $26,511 | $743,734 | $5,003 | $335 | $804 | $6,142 | $263,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Barnstable Town area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Barnstable County, MA | $757,449 | +2.9% | 0.67% |
What can you afford in Massachusetts on your salary? · Massachusetts home prices · Salaries in Massachusetts
Frequently asked questions
How much is a house in Barnstable Town?
The typical home in the Barnstable Town, MA metro area is worth $757,453 (Zillow, September 2026).
What salary do you need to buy a house in Barnstable Town?
About $209,200 a year for the typical home with 20% down at 7.11%.