Suffolk County, Massachusetts home prices
Typical home $738,589 · +0.2% in a year · property tax 0.66%
The typical home in Suffolk County is worth $738,589, 13% more than the Massachusetts typical home ($655,219). Values changed +0.2% in the past year and +8.2% over five years. Homeowners here pay a median 0.66% of their home's value in property tax each year ($4,865 on the typical home), versus 1.01% statewide.
Mortgage on the typical Suffolk County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $147,718 | $590,871 | $3,975 | $0 | $775 | $4,750 | $203,600 |
| 10% down | $73,859 | $664,730 | $4,472 | $277 | $775 | $5,523 | $236,700 |
| 5% down | $36,929 | $701,659 | $4,720 | $292 | $775 | $5,787 | $248,000 |
| 3.5% down (FHA) | $25,851 | $725,211 | $4,879 | $327 | $775 | $5,980 | $256,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.66% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Massachusetts · part of the Boston metro area.
Massachusetts counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Barnstable County | $757,449 | +2.9% | 0.67% |
| Essex County | $715,954 | +2.1% | 1.04% |
| Norfolk County | $764,424 | +2.5% | 1.06% |
| Middlesex County | $804,837 | +1.5% | 1.03% |
| Plymouth County | $646,858 | +4.0% | 1.17% |
| Bristol County | $545,691 | +3.7% | 1.07% |
| Worcester County | $495,048 | +1.9% | 1.28% |
| Hampshire County | $449,669 | +2.8% | 1.43% |
| Berkshire County | $389,996 | +1.6% | 1.32% |
| Franklin County | $369,047 | +1.6% | 1.43% |
Frequently asked questions
What is the average home price in Suffolk County, MA?
The typical home value in Suffolk County is $738,589 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Suffolk County?
About $203,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Suffolk County?
The median effective rate is 0.66% of home value a year (Census ACS 2024 5-year estimates).