Vineyard Haven, MA home prices
Typical home $1,556,422 · +6.1% in a year · income needed $420,100
The Vineyard Haven, MA metro area ranks 1 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +6.1% in a year and +32.5% over five years. With 20% down at 7.11%, the typical home costs about $9,803 a month including 0.5% property tax (Dukes County rate).
Mortgage on the typical Vineyard Haven home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $311,284 | $1,245,138 | $8,376 | $0 | $1,427 | $9,803 | $420,100 |
| 10% down | $155,642 | $1,400,780 | $9,423 | $584 | $1,427 | $11,433 | $490,000 |
| 5% down | $77,821 | $1,478,601 | $9,947 | $616 | $1,427 | $11,989 | $513,800 |
| 3.5% down (FHA) | $54,475 | $1,528,231 | $10,281 | $688 | $1,427 | $12,396 | $531,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Vineyard Haven area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dukes County, MA | $1,556,392 | +6.1% | 0.5% |
What can you afford in Massachusetts on your salary? · Massachusetts home prices · Salaries in Massachusetts
Frequently asked questions
How much is a house in Vineyard Haven?
The typical home in the Vineyard Haven, MA metro area is worth $1,556,422 (Zillow, September 2026).
What salary do you need to buy a house in Vineyard Haven?
About $420,100 a year for the typical home with 20% down at 7.11%.