Allen County, Kentucky home prices
Typical home $210,569 · -5.4% in a year · property tax 0.54%
The typical home in Allen County is worth $210,569, 9% less than the Kentucky typical home ($230,909). Values changed -5.4% in the past year and +16.8% over five years. Homeowners here pay a median 0.54% of their home's value in property tax each year ($1,145 on the typical home), versus 0.72% statewide.
Mortgage on the typical Allen County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,114 | $168,455 | $1,133 | $0 | $201 | $1,334 | $57,200 |
| 10% down | $21,057 | $189,512 | $1,275 | $79 | $201 | $1,555 | $66,600 |
| 5% down | $10,528 | $200,041 | $1,346 | $83 | $201 | $1,630 | $69,800 |
| 3.5% down (FHA) | $7,370 | $206,755 | $1,391 | $93 | $201 | $1,685 | $72,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.54% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kentucky · part of the Bowling Green metro area.
Kentucky counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Taylor County | $212,471 | -0.2% | 0.69% |
| Gallatin County | $208,363 | +2.5% | 0.83% |
| Barren County | $213,505 | -1.8% | 0.68% |
| Hancock County | $204,748 | +6.2% | 0.66% |
| Robertson County | $202,585 | +3.7% | 0.54% |
| Henderson County | $202,313 | +2.1% | 0.9% |
| Daviess County | $219,193 | +4.0% | 0.84% |
| Christian County | $201,897 | +0.2% | 0.65% |
| Marshall County | $199,749 | -4.4% | 0.72% |
| Nicholas County | $199,680 | -1.2% | 0.59% |
Frequently asked questions
What is the average home price in Allen County, KY?
The typical home value in Allen County is $210,569 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Allen County?
About $57,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Allen County?
The median effective rate is 0.54% of home value a year (Census ACS 2024 5-year estimates).