Bowling Green, KY home prices
Typical home $257,589 · -0.4% in a year · income needed $70,900
The Bowling Green, KY metro area ranks 426 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -0.4% in a year and +23.7% over five years. With 20% down at 7.11%, the typical home costs about $1,654 a month including 0.65% property tax (Warren County rate).
Mortgage on the typical Bowling Green home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $51,518 | $206,071 | $1,386 | $0 | $268 | $1,654 | $70,900 |
| 10% down | $25,759 | $231,830 | $1,560 | $97 | $268 | $1,924 | $82,400 |
| 5% down | $12,879 | $244,709 | $1,646 | $102 | $268 | $2,016 | $86,400 |
| 3.5% down (FHA) | $9,016 | $252,923 | $1,701 | $114 | $268 | $2,083 | $89,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.65% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Bowling Green area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Warren County, KY | $285,184 | +0.2% | 0.65% |
| Allen County, KY | $210,569 | -5.4% | 0.54% |
| Butler County, KY | $173,754 | -9.1% | 0.58% |
| Edmonson County, KY | $191,239 | +1.4% | 0.55% |
What can you afford in Kentucky on your salary? · Kentucky home prices · Salaries in Kentucky
Frequently asked questions
How much is a house in Bowling Green?
The typical home in the Bowling Green, KY metro area is worth $257,589 (Zillow, September 2026).
What salary do you need to buy a house in Bowling Green?
About $70,900 a year for the typical home with 20% down at 7.11%.