Robertson County, Kentucky home prices
Typical home $202,585 · +3.7% in a year · property tax 0.54%
The typical home in Robertson County is worth $202,585, 12% less than the Kentucky typical home ($230,909). Values changed +3.7% in the past year and +39.1% over five years. Homeowners here pay a median 0.54% of their home's value in property tax each year ($1,096 on the typical home), versus 0.72% statewide.
Mortgage on the typical Robertson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,517 | $162,068 | $1,090 | $0 | $193 | $1,283 | $55,000 |
| 10% down | $20,258 | $182,326 | $1,227 | $76 | $193 | $1,495 | $64,100 |
| 5% down | $10,129 | $192,455 | $1,295 | $80 | $193 | $1,567 | $67,200 |
| 3.5% down (FHA) | $7,090 | $198,915 | $1,338 | $90 | $193 | $1,620 | $69,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.54% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kentucky.
Kentucky counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Henderson County | $202,313 | +2.1% | 0.9% |
| Christian County | $201,897 | +0.2% | 0.65% |
| Hancock County | $204,748 | +6.2% | 0.66% |
| Marshall County | $199,749 | -4.4% | 0.72% |
| Nicholas County | $199,680 | -1.2% | 0.59% |
| Logan County | $199,531 | -1.5% | 0.61% |
| Bracken County | $198,166 | +8.5% | 0.92% |
| Lincoln County | $198,151 | -2.9% | 0.72% |
| Gallatin County | $208,363 | +2.5% | 0.83% |
| Allen County | $210,569 | -5.4% | 0.54% |
Frequently asked questions
What is the average home price in Robertson County, KY?
The typical home value in Robertson County is $202,585 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Robertson County?
About $55,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Robertson County?
The median effective rate is 0.54% of home value a year (Census ACS 2024 5-year estimates).