Logan County, Kentucky home prices
Typical home $199,531 · -1.5% in a year · property tax 0.61%
The typical home in Logan County is worth $199,531, 14% less than the Kentucky typical home ($230,909). Values changed -1.5% in the past year and +29.7% over five years. Homeowners here pay a median 0.61% of their home's value in property tax each year ($1,222 on the typical home), versus 0.72% statewide.
Mortgage on the typical Logan County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,906 | $159,625 | $1,074 | $0 | $202 | $1,275 | $54,700 |
| 10% down | $19,953 | $179,578 | $1,208 | $75 | $202 | $1,484 | $63,600 |
| 5% down | $9,977 | $189,555 | $1,275 | $79 | $202 | $1,556 | $66,700 |
| 3.5% down (FHA) | $6,984 | $195,917 | $1,318 | $88 | $202 | $1,608 | $68,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.61% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kentucky.
Kentucky counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Nicholas County | $199,680 | -1.2% | 0.59% |
| Marshall County | $199,749 | -4.4% | 0.72% |
| Bracken County | $198,166 | +8.5% | 0.92% |
| Lincoln County | $198,151 | -2.9% | 0.72% |
| Christian County | $201,897 | +0.2% | 0.65% |
| Henderson County | $202,313 | +2.1% | 0.9% |
| Robertson County | $202,585 | +3.7% | 0.54% |
| McCracken County | $194,592 | -1.2% | 0.75% |
| Hancock County | $204,748 | +6.2% | 0.66% |
| Edmonson County | $191,239 | +1.4% | 0.55% |
Frequently asked questions
What is the average home price in Logan County, KY?
The typical home value in Logan County is $199,531 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Logan County?
About $54,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Logan County?
The median effective rate is 0.61% of home value a year (Census ACS 2024 5-year estimates).