Henderson County, Kentucky home prices
Typical home $202,313 · +2.1% in a year · property tax 0.9%
The typical home in Henderson County is worth $202,313, 12% less than the Kentucky typical home ($230,909). Values changed +2.1% in the past year and +27.6% over five years. Homeowners here pay a median 0.9% of their home's value in property tax each year ($1,822 on the typical home), versus 0.72% statewide.
Mortgage on the typical Henderson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,463 | $161,851 | $1,089 | $0 | $253 | $1,342 | $57,500 |
| 10% down | $20,231 | $182,082 | $1,225 | $76 | $253 | $1,554 | $66,600 |
| 5% down | $10,116 | $192,198 | $1,293 | $80 | $253 | $1,626 | $69,700 |
| 3.5% down (FHA) | $7,081 | $198,649 | $1,336 | $89 | $253 | $1,679 | $71,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.9% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kentucky · part of the Evansville metro area.
Kentucky counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Robertson County | $202,585 | +3.7% | 0.54% |
| Christian County | $201,897 | +0.2% | 0.65% |
| Hancock County | $204,748 | +6.2% | 0.66% |
| Marshall County | $199,749 | -4.4% | 0.72% |
| Nicholas County | $199,680 | -1.2% | 0.59% |
| Logan County | $199,531 | -1.5% | 0.61% |
| Bracken County | $198,166 | +8.5% | 0.92% |
| Lincoln County | $198,151 | -2.9% | 0.72% |
| Gallatin County | $208,363 | +2.5% | 0.83% |
| McCracken County | $194,592 | -1.2% | 0.75% |
Frequently asked questions
What is the average home price in Henderson County, KY?
The typical home value in Henderson County is $202,313 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Henderson County?
About $57,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Henderson County?
The median effective rate is 0.9% of home value a year (Census ACS 2024 5-year estimates).