Daviess County, Kentucky home prices
Typical home $219,193 · +4.0% in a year · property tax 0.84%
The typical home in Daviess County is worth $219,193, 5% less than the Kentucky typical home ($230,909). Values changed +4.0% in the past year and +30.6% over five years. Homeowners here pay a median 0.84% of their home's value in property tax each year ($1,837 on the typical home), versus 0.72% statewide.
Mortgage on the typical Daviess County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $43,839 | $175,354 | $1,180 | $0 | $263 | $1,442 | $61,800 |
| 10% down | $21,919 | $197,273 | $1,327 | $82 | $263 | $1,672 | $71,700 |
| 5% down | $10,960 | $208,233 | $1,401 | $87 | $263 | $1,750 | $75,000 |
| 3.5% down (FHA) | $7,672 | $215,223 | $1,448 | $97 | $263 | $1,807 | $77,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.84% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kentucky · part of the Owensboro metro area.
Kentucky counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Barren County | $213,505 | -1.8% | 0.68% |
| Taylor County | $212,471 | -0.2% | 0.69% |
| Todd County | $225,991 | -2.6% | 0.55% |
| Montgomery County | $226,199 | +4.3% | 0.73% |
| Allen County | $210,569 | -5.4% | 0.54% |
| Larue County | $228,831 | -5.6% | 0.6% |
| Gallatin County | $208,363 | +2.5% | 0.83% |
| Marion County | $230,024 | +1.4% | 0.69% |
| Hancock County | $204,748 | +6.2% | 0.66% |
| Robertson County | $202,585 | +3.7% | 0.54% |
Frequently asked questions
What is the average home price in Daviess County, KY?
The typical home value in Daviess County is $219,193 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Daviess County?
About $61,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Daviess County?
The median effective rate is 0.84% of home value a year (Census ACS 2024 5-year estimates).