Barren County, Kentucky home prices
Typical home $213,505 · -1.8% in a year · property tax 0.68%
The typical home in Barren County is worth $213,505, 8% less than the Kentucky typical home ($230,909). Values changed -1.8% in the past year and +23.3% over five years. Homeowners here pay a median 0.68% of their home's value in property tax each year ($1,454 on the typical home), versus 0.72% statewide.
Mortgage on the typical Barren County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,701 | $170,804 | $1,149 | $0 | $228 | $1,377 | $59,000 |
| 10% down | $21,350 | $192,154 | $1,293 | $80 | $228 | $1,601 | $68,600 |
| 5% down | $10,675 | $202,829 | $1,364 | $85 | $228 | $1,677 | $71,900 |
| 3.5% down (FHA) | $7,473 | $209,637 | $1,410 | $94 | $228 | $1,733 | $74,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.68% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Kentucky · part of the Glasgow metro area.
Kentucky counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Taylor County | $212,471 | -0.2% | 0.69% |
| Allen County | $210,569 | -5.4% | 0.54% |
| Gallatin County | $208,363 | +2.5% | 0.83% |
| Daviess County | $219,193 | +4.0% | 0.84% |
| Hancock County | $204,748 | +6.2% | 0.66% |
| Robertson County | $202,585 | +3.7% | 0.54% |
| Henderson County | $202,313 | +2.1% | 0.9% |
| Christian County | $201,897 | +0.2% | 0.65% |
| Todd County | $225,991 | -2.6% | 0.55% |
| Montgomery County | $226,199 | +4.3% | 0.73% |
Frequently asked questions
What is the average home price in Barren County, KY?
The typical home value in Barren County is $213,505 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Barren County?
About $59,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Barren County?
The median effective rate is 0.68% of home value a year (Census ACS 2024 5-year estimates).