Shoshone County, Idaho home prices
Typical home $274,018 · -0.1% in a year · property tax 0.5%
The typical home in Shoshone County is worth $274,018, 43% less than the Idaho typical home ($476,754). Values changed -0.1% in the past year and +3.9% over five years. Homeowners here pay a median 0.5% of their home's value in property tax each year ($1,367 on the typical home), versus 0.42% statewide.
Mortgage on the typical Shoshone County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $54,804 | $219,214 | $1,475 | $0 | $251 | $1,726 | $74,000 |
| 10% down | $27,402 | $246,616 | $1,659 | $103 | $251 | $2,013 | $86,300 |
| 5% down | $13,701 | $260,317 | $1,751 | $108 | $251 | $2,111 | $90,500 |
| 3.5% down (FHA) | $9,591 | $269,055 | $1,810 | $121 | $251 | $2,182 | $93,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Idaho.
Idaho counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Power County | $265,564 | +3.7% | 0.7% |
| Lewis County | $286,288 | +4.0% | 0.6% |
| Clark County | $251,571 | -0.2% | 0.33% |
| Clearwater County | $305,690 | +3.8% | 0.54% |
| Lincoln County | $317,214 | +3.1% | 0.43% |
| Minidoka County | $321,699 | +1.5% | 0.48% |
| Benewah County | $330,964 | +2.0% | 0.49% |
| Caribou County | $342,793 | +7.5% | 0.56% |
| Cassia County | $346,703 | +4.8% | 0.41% |
| Oneida County | $350,270 | +3.2% | 0.44% |
Frequently asked questions
What is the average home price in Shoshone County, ID?
The typical home value in Shoshone County is $274,018 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Shoshone County?
About $74,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Shoshone County?
The median effective rate is 0.5% of home value a year (Census ACS 2024 5-year estimates).