Caribou County, Idaho home prices
Typical home $342,793 · +7.5% in a year · property tax 0.56%
The typical home in Caribou County is worth $342,793, 28% less than the Idaho typical home ($476,754). Values changed +7.5% in the past year and +24.7% over five years. Homeowners here pay a median 0.56% of their home's value in property tax each year ($1,903 on the typical home), versus 0.42% statewide.
Mortgage on the typical Caribou County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $68,559 | $274,234 | $1,845 | $0 | $330 | $2,175 | $93,200 |
| 10% down | $34,279 | $308,513 | $2,075 | $129 | $330 | $2,534 | $108,600 |
| 5% down | $17,140 | $325,653 | $2,191 | $136 | $330 | $2,656 | $113,800 |
| 3.5% down (FHA) | $11,998 | $336,584 | $2,264 | $152 | $330 | $2,746 | $117,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Idaho.
Idaho counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cassia County | $346,703 | +4.8% | 0.41% |
| Oneida County | $350,270 | +3.2% | 0.44% |
| Idaho County | $350,983 | +1.5% | 0.32% |
| Gooding County | $353,003 | +2.6% | 0.51% |
| Benewah County | $330,964 | +2.0% | 0.49% |
| Bannock County | $355,363 | +1.5% | 0.64% |
| Elmore County | $356,835 | +1.8% | 0.54% |
| Minidoka County | $321,699 | +1.5% | 0.48% |
| Lincoln County | $317,214 | +3.1% | 0.43% |
| Camas County | $376,032 | +8.4% | 0.37% |
Frequently asked questions
What is the average home price in Caribou County, ID?
The typical home value in Caribou County is $342,793 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Caribou County?
About $93,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Caribou County?
The median effective rate is 0.56% of home value a year (Census ACS 2024 5-year estimates).