Benewah County, Idaho home prices
Typical home $330,964 · +2.0% in a year · property tax 0.49%
The typical home in Benewah County is worth $330,964, 31% less than the Idaho typical home ($476,754). Values changed +2.0% in the past year and +12.0% over five years. Homeowners here pay a median 0.49% of their home's value in property tax each year ($1,627 on the typical home), versus 0.42% statewide.
Mortgage on the typical Benewah County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $66,193 | $264,771 | $1,781 | $0 | $301 | $2,082 | $89,200 |
| 10% down | $33,096 | $297,868 | $2,004 | $124 | $301 | $2,429 | $104,100 |
| 5% down | $16,548 | $314,416 | $2,115 | $131 | $301 | $2,547 | $109,200 |
| 3.5% down (FHA) | $11,584 | $324,969 | $2,186 | $146 | $301 | $2,634 | $112,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.49% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Idaho.
Idaho counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Minidoka County | $321,699 | +1.5% | 0.48% |
| Caribou County | $342,793 | +7.5% | 0.56% |
| Lincoln County | $317,214 | +3.1% | 0.43% |
| Cassia County | $346,703 | +4.8% | 0.41% |
| Oneida County | $350,270 | +3.2% | 0.44% |
| Idaho County | $350,983 | +1.5% | 0.32% |
| Gooding County | $353,003 | +2.6% | 0.51% |
| Bannock County | $355,363 | +1.5% | 0.64% |
| Clearwater County | $305,690 | +3.8% | 0.54% |
| Elmore County | $356,835 | +1.8% | 0.54% |
Frequently asked questions
What is the average home price in Benewah County, ID?
The typical home value in Benewah County is $330,964 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Benewah County?
About $89,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Benewah County?
The median effective rate is 0.49% of home value a year (Census ACS 2024 5-year estimates).