Bannock County, Idaho home prices
Typical home $355,363 · +1.5% in a year · property tax 0.64%
The typical home in Bannock County is worth $355,363, 25% less than the Idaho typical home ($476,754). Values changed +1.5% in the past year and +18.6% over five years. Homeowners here pay a median 0.64% of their home's value in property tax each year ($2,269 on the typical home), versus 0.42% statewide.
Mortgage on the typical Bannock County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $71,073 | $284,290 | $1,912 | $0 | $367 | $2,279 | $97,700 |
| 10% down | $35,536 | $319,826 | $2,151 | $133 | $367 | $2,652 | $113,600 |
| 5% down | $17,768 | $337,595 | $2,271 | $141 | $367 | $2,778 | $119,100 |
| 3.5% down (FHA) | $12,438 | $348,926 | $2,347 | $157 | $367 | $2,871 | $123,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.64% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Idaho · part of the Pocatello metro area.
Idaho counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Elmore County | $356,835 | +1.8% | 0.54% |
| Gooding County | $353,003 | +2.6% | 0.51% |
| Idaho County | $350,983 | +1.5% | 0.32% |
| Oneida County | $350,270 | +3.2% | 0.44% |
| Cassia County | $346,703 | +4.8% | 0.41% |
| Caribou County | $342,793 | +7.5% | 0.56% |
| Camas County | $376,032 | +8.4% | 0.37% |
| Benewah County | $330,964 | +2.0% | 0.49% |
| Twin Falls County | $380,622 | +3.3% | 0.61% |
| Bingham County | $384,891 | +3.6% | 0.5% |
Frequently asked questions
What is the average home price in Bannock County, ID?
The typical home value in Bannock County is $355,363 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bannock County?
About $97,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bannock County?
The median effective rate is 0.64% of home value a year (Census ACS 2024 5-year estimates).