Pocatello, ID home prices
Typical home $348,642 · +1.8% in a year · income needed $95,800
The Pocatello, ID metro area ranks 229 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.8% in a year and +18.7% over five years. With 20% down at 7.11%, the typical home costs about $2,236 a month including 0.64% property tax (Bannock County rate).
Mortgage on the typical Pocatello home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $69,728 | $278,914 | $1,876 | $0 | $360 | $2,236 | $95,800 |
| 10% down | $34,864 | $313,778 | $2,111 | $131 | $360 | $2,601 | $111,500 |
| 5% down | $17,432 | $331,210 | $2,228 | $138 | $360 | $2,726 | $116,800 |
| 3.5% down (FHA) | $12,202 | $342,328 | $2,303 | $154 | $360 | $2,817 | $120,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.64% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Pocatello area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bannock County, ID | $355,363 | +1.5% | 0.64% |
| Power County, ID | $265,564 | +3.7% | 0.7% |
What can you afford in Idaho on your salary? · Idaho home prices · Salaries in Idaho
Frequently asked questions
How much is a house in Pocatello?
The typical home in the Pocatello, ID metro area is worth $348,642 (Zillow, September 2026).
What salary do you need to buy a house in Pocatello?
About $95,800 a year for the typical home with 20% down at 7.11%.