Minidoka County, Idaho home prices
Typical home $321,699 · +1.5% in a year · property tax 0.48%
The typical home in Minidoka County is worth $321,699, 33% less than the Idaho typical home ($476,754). Values changed +1.5% in the past year and +23.9% over five years. Homeowners here pay a median 0.48% of their home's value in property tax each year ($1,545 on the typical home), versus 0.42% statewide.
Mortgage on the typical Minidoka County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $64,340 | $257,359 | $1,731 | $0 | $290 | $2,021 | $86,600 |
| 10% down | $32,170 | $289,529 | $1,948 | $121 | $290 | $2,358 | $101,100 |
| 5% down | $16,085 | $305,614 | $2,056 | $127 | $290 | $2,473 | $106,000 |
| 3.5% down (FHA) | $11,259 | $315,872 | $2,125 | $142 | $290 | $2,557 | $109,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.48% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Idaho · part of the Burley metro area.
Idaho counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lincoln County | $317,214 | +3.1% | 0.43% |
| Benewah County | $330,964 | +2.0% | 0.49% |
| Clearwater County | $305,690 | +3.8% | 0.54% |
| Caribou County | $342,793 | +7.5% | 0.56% |
| Cassia County | $346,703 | +4.8% | 0.41% |
| Oneida County | $350,270 | +3.2% | 0.44% |
| Idaho County | $350,983 | +1.5% | 0.32% |
| Gooding County | $353,003 | +2.6% | 0.51% |
| Bannock County | $355,363 | +1.5% | 0.64% |
| Elmore County | $356,835 | +1.8% | 0.54% |
Frequently asked questions
What is the average home price in Minidoka County, ID?
The typical home value in Minidoka County is $321,699 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Minidoka County?
About $86,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Minidoka County?
The median effective rate is 0.48% of home value a year (Census ACS 2024 5-year estimates).