Lewis County, Idaho home prices
Typical home $286,288 · +4.0% in a year · property tax 0.6%
The typical home in Lewis County is worth $286,288, 40% less than the Idaho typical home ($476,754). Values changed +4.0% in the past year and +18.7% over five years. Homeowners here pay a median 0.6% of their home's value in property tax each year ($1,704 on the typical home), versus 0.42% statewide.
Mortgage on the typical Lewis County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $57,258 | $229,031 | $1,541 | $0 | $285 | $1,826 | $78,300 |
| 10% down | $28,629 | $257,660 | $1,733 | $107 | $285 | $2,126 | $91,100 |
| 5% down | $14,314 | $271,974 | $1,830 | $113 | $285 | $2,228 | $95,500 |
| 3.5% down (FHA) | $10,020 | $281,103 | $1,891 | $127 | $285 | $2,303 | $98,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.6% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Idaho.
Idaho counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Shoshone County | $274,018 | -0.1% | 0.5% |
| Clearwater County | $305,690 | +3.8% | 0.54% |
| Power County | $265,564 | +3.7% | 0.7% |
| Lincoln County | $317,214 | +3.1% | 0.43% |
| Clark County | $251,571 | -0.2% | 0.33% |
| Minidoka County | $321,699 | +1.5% | 0.48% |
| Benewah County | $330,964 | +2.0% | 0.49% |
| Caribou County | $342,793 | +7.5% | 0.56% |
| Cassia County | $346,703 | +4.8% | 0.41% |
| Oneida County | $350,270 | +3.2% | 0.44% |
Frequently asked questions
What is the average home price in Lewis County, ID?
The typical home value in Lewis County is $286,288 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lewis County?
About $78,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lewis County?
The median effective rate is 0.6% of home value a year (Census ACS 2024 5-year estimates).