Clark County, Idaho home prices
Typical home $251,571 · -0.2% in a year · property tax 0.33%
The typical home in Clark County is worth $251,571, 47% less than the Idaho typical home ($476,754). Values changed -0.2% in the past year and +20.4% over five years. Homeowners here pay a median 0.33% of their home's value in property tax each year ($827 on the typical home), versus 0.42% statewide.
Mortgage on the typical Clark County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $50,314 | $201,257 | $1,354 | $0 | $195 | $1,549 | $66,400 |
| 10% down | $25,157 | $226,414 | $1,523 | $94 | $195 | $1,812 | $77,700 |
| 5% down | $12,579 | $238,992 | $1,608 | $100 | $195 | $1,902 | $81,500 |
| 3.5% down (FHA) | $8,805 | $247,014 | $1,662 | $111 | $195 | $1,968 | $84,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.33% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Idaho.
Idaho counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Power County | $265,564 | +3.7% | 0.7% |
| Shoshone County | $274,018 | -0.1% | 0.5% |
| Lewis County | $286,288 | +4.0% | 0.6% |
| Clearwater County | $305,690 | +3.8% | 0.54% |
| Lincoln County | $317,214 | +3.1% | 0.43% |
| Minidoka County | $321,699 | +1.5% | 0.48% |
| Benewah County | $330,964 | +2.0% | 0.49% |
| Caribou County | $342,793 | +7.5% | 0.56% |
| Cassia County | $346,703 | +4.8% | 0.41% |
| Oneida County | $350,270 | +3.2% | 0.44% |
Frequently asked questions
What is the average home price in Clark County, ID?
The typical home value in Clark County is $251,571 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Clark County?
About $66,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Clark County?
The median effective rate is 0.33% of home value a year (Census ACS 2024 5-year estimates).