Ware County, Georgia home prices
Typical home $142,737 · +3.4% in a year · property tax 0.96%
The typical home in Ware County is worth $142,737, 57% less than the Georgia typical home ($329,115). Values changed +3.4% in the past year and +20.2% over five years. Homeowners here pay a median 0.96% of their home's value in property tax each year ($1,365 on the typical home), versus 0.77% statewide.
Mortgage on the typical Ware County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $28,547 | $114,189 | $768 | $0 | $185 | $953 | $40,900 |
| 10% down | $14,274 | $128,463 | $864 | $54 | $185 | $1,103 | $47,300 |
| 5% down | $7,137 | $135,600 | $912 | $56 | $185 | $1,154 | $49,400 |
| 3.5% down (FHA) | $4,996 | $140,151 | $943 | $63 | $185 | $1,191 | $51,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.96% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Waycross metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Johnson County | $143,762 | +9.9% | 0.94% |
| Crisp County | $140,028 | +3.7% | 1.08% |
| Chattahoochee County | $139,460 | +7.2% | 0.83% |
| Jeff Davis County | $146,459 | +5.6% | 0.92% |
| Seminole County | $139,011 | +2.1% | 1.22% |
| Wilkinson County | $137,501 | +3.7% | 0.9% |
| Wheeler County | $148,432 | +8.4% | 0.63% |
| Taylor County | $148,508 | +5.1% | 0.96% |
| Sumter County | $135,846 | +7.0% | 1.25% |
| Washington County | $149,824 | +10.0% | 1% |
Frequently asked questions
What is the average home price in Ware County, GA?
The typical home value in Ware County is $142,737 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ware County?
About $40,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ware County?
The median effective rate is 0.96% of home value a year (Census ACS 2024 5-year estimates).