Washington County, Georgia home prices
Typical home $149,824 · +10.0% in a year · property tax 1%
The typical home in Washington County is worth $149,824, 54% less than the Georgia typical home ($329,115). Values changed +10.0% in the past year and +9.6% over five years. Homeowners here pay a median 1% of their home's value in property tax each year ($1,501 on the typical home), versus 0.77% statewide.
Mortgage on the typical Washington County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $29,965 | $119,859 | $806 | $0 | $200 | $1,006 | $43,100 |
| 10% down | $14,982 | $134,842 | $907 | $56 | $200 | $1,163 | $49,900 |
| 5% down | $7,491 | $142,333 | $957 | $59 | $200 | $1,217 | $52,100 |
| 3.5% down (FHA) | $5,244 | $147,111 | $990 | $66 | $200 | $1,256 | $53,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Taylor County | $148,508 | +5.1% | 0.96% |
| Mitchell County | $151,173 | +1.9% | 1.32% |
| Wheeler County | $148,432 | +8.4% | 0.63% |
| Taliaferro County | $152,258 | +12.4% | 1.31% |
| Jeff Davis County | $146,459 | +5.6% | 0.92% |
| Irwin County | $153,871 | +5.1% | 1.07% |
| Jenkins County | $155,166 | +0.3% | 0.86% |
| Dodge County | $155,734 | +14.2% | 0.87% |
| Johnson County | $143,762 | +9.9% | 0.94% |
| Appling County | $156,534 | +5.7% | 0.94% |
Frequently asked questions
What is the average home price in Washington County, GA?
The typical home value in Washington County is $149,824 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washington County?
About $43,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washington County?
The median effective rate is 1% of home value a year (Census ACS 2024 5-year estimates).