Jeff Davis County, Georgia home prices
Typical home $146,459 · +5.6% in a year · property tax 0.92%
The typical home in Jeff Davis County is worth $146,459, 55% less than the Georgia typical home ($329,115). Values changed +5.6% in the past year and +27.4% over five years. Homeowners here pay a median 0.92% of their home's value in property tax each year ($1,353 on the typical home), versus 0.77% statewide.
Mortgage on the typical Jeff Davis County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $29,292 | $117,167 | $788 | $0 | $186 | $974 | $41,800 |
| 10% down | $14,646 | $131,813 | $887 | $55 | $186 | $1,128 | $48,300 |
| 5% down | $7,323 | $139,136 | $936 | $58 | $186 | $1,180 | $50,600 |
| 3.5% down (FHA) | $5,126 | $143,806 | $967 | $65 | $186 | $1,218 | $52,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.92% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wheeler County | $148,432 | +8.4% | 0.63% |
| Taylor County | $148,508 | +5.1% | 0.96% |
| Johnson County | $143,762 | +9.9% | 0.94% |
| Washington County | $149,824 | +10.0% | 1% |
| Ware County | $142,737 | +3.4% | 0.96% |
| Mitchell County | $151,173 | +1.9% | 1.32% |
| Taliaferro County | $152,258 | +12.4% | 1.31% |
| Crisp County | $140,028 | +3.7% | 1.08% |
| Chattahoochee County | $139,460 | +7.2% | 0.83% |
| Irwin County | $153,871 | +5.1% | 1.07% |
Frequently asked questions
What is the average home price in Jeff Davis County, GA?
The typical home value in Jeff Davis County is $146,459 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jeff Davis County?
About $41,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jeff Davis County?
The median effective rate is 0.92% of home value a year (Census ACS 2024 5-year estimates).