Mitchell County, Georgia home prices
Typical home $151,173 · +1.9% in a year · property tax 1.32%
The typical home in Mitchell County is worth $151,173, 54% less than the Georgia typical home ($329,115). Values changed +1.9% in the past year and +31.3% over five years. Homeowners here pay a median 1.32% of their home's value in property tax each year ($1,999 on the typical home), versus 0.77% statewide.
Mortgage on the typical Mitchell County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $30,235 | $120,938 | $814 | $0 | $242 | $1,056 | $45,200 |
| 10% down | $15,117 | $136,056 | $915 | $57 | $242 | $1,214 | $52,000 |
| 5% down | $7,559 | $143,614 | $966 | $60 | $242 | $1,268 | $54,300 |
| 3.5% down (FHA) | $5,291 | $148,435 | $999 | $67 | $242 | $1,308 | $56,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Taliaferro County | $152,258 | +12.4% | 1.31% |
| Washington County | $149,824 | +10.0% | 1% |
| Taylor County | $148,508 | +5.1% | 0.96% |
| Irwin County | $153,871 | +5.1% | 1.07% |
| Wheeler County | $148,432 | +8.4% | 0.63% |
| Jenkins County | $155,166 | +0.3% | 0.86% |
| Dodge County | $155,734 | +14.2% | 0.87% |
| Jeff Davis County | $146,459 | +5.6% | 0.92% |
| Appling County | $156,534 | +5.7% | 0.94% |
| Johnson County | $143,762 | +9.9% | 0.94% |
Frequently asked questions
What is the average home price in Mitchell County, GA?
The typical home value in Mitchell County is $151,173 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Mitchell County?
About $45,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Mitchell County?
The median effective rate is 1.32% of home value a year (Census ACS 2024 5-year estimates).