Wheeler County, Georgia home prices
Typical home $148,432 · +8.4% in a year · property tax 0.63%
The typical home in Wheeler County is worth $148,432, 55% less than the Georgia typical home ($329,115). Values changed +8.4% in the past year and +33.4% over five years. Homeowners here pay a median 0.63% of their home's value in property tax each year ($932 on the typical home), versus 0.77% statewide.
Mortgage on the typical Wheeler County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $29,686 | $118,746 | $799 | $0 | $152 | $951 | $40,700 |
| 10% down | $14,843 | $133,589 | $899 | $56 | $152 | $1,106 | $47,400 |
| 5% down | $7,422 | $141,010 | $949 | $59 | $152 | $1,159 | $49,700 |
| 3.5% down (FHA) | $5,195 | $145,744 | $980 | $66 | $152 | $1,198 | $51,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.63% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Taylor County | $148,508 | +5.1% | 0.96% |
| Washington County | $149,824 | +10.0% | 1% |
| Jeff Davis County | $146,459 | +5.6% | 0.92% |
| Mitchell County | $151,173 | +1.9% | 1.32% |
| Taliaferro County | $152,258 | +12.4% | 1.31% |
| Johnson County | $143,762 | +9.9% | 0.94% |
| Irwin County | $153,871 | +5.1% | 1.07% |
| Ware County | $142,737 | +3.4% | 0.96% |
| Jenkins County | $155,166 | +0.3% | 0.86% |
| Dodge County | $155,734 | +14.2% | 0.87% |
Frequently asked questions
What is the average home price in Wheeler County, GA?
The typical home value in Wheeler County is $148,432 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wheeler County?
About $40,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wheeler County?
The median effective rate is 0.63% of home value a year (Census ACS 2024 5-year estimates).