Sumter County, Georgia home prices
Typical home $135,846 · +7.0% in a year · property tax 1.25%
The typical home in Sumter County is worth $135,846, 59% less than the Georgia typical home ($329,115). Values changed +7.0% in the past year and +29.1% over five years. Homeowners here pay a median 1.25% of their home's value in property tax each year ($1,698 on the typical home), versus 0.77% statewide.
Mortgage on the typical Sumter County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $27,169 | $108,677 | $731 | $0 | $209 | $940 | $40,300 |
| 10% down | $13,585 | $122,262 | $822 | $51 | $209 | $1,083 | $46,400 |
| 5% down | $6,792 | $129,054 | $868 | $54 | $209 | $1,131 | $48,500 |
| 3.5% down (FHA) | $4,755 | $133,386 | $897 | $60 | $209 | $1,167 | $50,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.25% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Americus metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wilkinson County | $137,501 | +3.7% | 0.9% |
| Emanuel County | $133,341 | +3.7% | 0.93% |
| Seminole County | $139,011 | +2.1% | 1.22% |
| Chattahoochee County | $139,460 | +7.2% | 0.83% |
| Dooly County | $132,202 | +2.1% | 1.27% |
| Crisp County | $140,028 | +3.7% | 1.08% |
| Turner County | $131,002 | -2.4% | 1.05% |
| Wilcox County | $130,443 | +5.0% | 0.91% |
| Ware County | $142,737 | +3.4% | 0.96% |
| Atkinson County | $128,487 | +10.1% | 0.79% |
Frequently asked questions
What is the average home price in Sumter County, GA?
The typical home value in Sumter County is $135,846 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Sumter County?
About $40,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Sumter County?
The median effective rate is 1.25% of home value a year (Census ACS 2024 5-year estimates).