Seminole County, Georgia home prices
Typical home $139,011 · +2.1% in a year · property tax 1.22%
The typical home in Seminole County is worth $139,011, 58% less than the Georgia typical home ($329,115). Values changed +2.1% in the past year and +14.3% over five years. Homeowners here pay a median 1.22% of their home's value in property tax each year ($1,695 on the typical home), versus 0.77% statewide.
Mortgage on the typical Seminole County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $27,802 | $111,209 | $748 | $0 | $211 | $959 | $41,100 |
| 10% down | $13,901 | $125,110 | $842 | $52 | $211 | $1,104 | $47,300 |
| 5% down | $6,951 | $132,060 | $888 | $55 | $211 | $1,154 | $49,500 |
| 3.5% down (FHA) | $4,865 | $136,493 | $918 | $61 | $211 | $1,190 | $51,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.22% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Chattahoochee County | $139,460 | +7.2% | 0.83% |
| Crisp County | $140,028 | +3.7% | 1.08% |
| Wilkinson County | $137,501 | +3.7% | 0.9% |
| Sumter County | $135,846 | +7.0% | 1.25% |
| Ware County | $142,737 | +3.4% | 0.96% |
| Johnson County | $143,762 | +9.9% | 0.94% |
| Emanuel County | $133,341 | +3.7% | 0.93% |
| Dooly County | $132,202 | +2.1% | 1.27% |
| Jeff Davis County | $146,459 | +5.6% | 0.92% |
| Turner County | $131,002 | -2.4% | 1.05% |
Frequently asked questions
What is the average home price in Seminole County, GA?
The typical home value in Seminole County is $139,011 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Seminole County?
About $41,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Seminole County?
The median effective rate is 1.22% of home value a year (Census ACS 2024 5-year estimates).