Emanuel County, Georgia home prices
Typical home $133,341 · +3.7% in a year · property tax 0.93%
The typical home in Emanuel County is worth $133,341, 59% less than the Georgia typical home ($329,115). Values changed +3.7% in the past year and +34.6% over five years. Homeowners here pay a median 0.93% of their home's value in property tax each year ($1,245 on the typical home), versus 0.77% statewide.
Mortgage on the typical Emanuel County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $26,668 | $106,673 | $718 | $0 | $170 | $888 | $38,100 |
| 10% down | $13,334 | $120,007 | $807 | $50 | $170 | $1,028 | $44,000 |
| 5% down | $6,667 | $126,674 | $852 | $53 | $170 | $1,075 | $46,100 |
| 3.5% down (FHA) | $4,667 | $130,926 | $881 | $59 | $170 | $1,110 | $47,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.93% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dooly County | $132,202 | +2.1% | 1.27% |
| Turner County | $131,002 | -2.4% | 1.05% |
| Sumter County | $135,846 | +7.0% | 1.25% |
| Wilcox County | $130,443 | +5.0% | 0.91% |
| Wilkinson County | $137,501 | +3.7% | 0.9% |
| Atkinson County | $128,487 | +10.1% | 0.79% |
| Seminole County | $139,011 | +2.1% | 1.22% |
| Chattahoochee County | $139,460 | +7.2% | 0.83% |
| Crisp County | $140,028 | +3.7% | 1.08% |
| Dougherty County | $126,402 | +2.5% | 1.33% |
Frequently asked questions
What is the average home price in Emanuel County, GA?
The typical home value in Emanuel County is $133,341 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Emanuel County?
About $38,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Emanuel County?
The median effective rate is 0.93% of home value a year (Census ACS 2024 5-year estimates).