Walker County, Alabama home prices
Typical home $161,006 · +3.3% in a year · property tax 0.26%
The typical home in Walker County is worth $161,006, 33% less than the Alabama typical home ($238,614). Values changed +3.3% in the past year and +2.4% over five years. Homeowners here pay a median 0.26% of their home's value in property tax each year ($422 on the typical home), versus 0.38% statewide.
Mortgage on the typical Walker County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,201 | $128,805 | $866 | $0 | $116 | $982 | $42,100 |
| 10% down | $16,101 | $144,905 | $975 | $60 | $116 | $1,151 | $49,300 |
| 5% down | $8,050 | $152,955 | $1,029 | $64 | $116 | $1,208 | $51,800 |
| 3.5% down (FHA) | $5,635 | $158,089 | $1,063 | $71 | $116 | $1,250 | $53,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.26% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Alabama.
Alabama counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pike County | $161,037 | -2.9% | 0.27% |
| Dale County | $161,405 | +1.9% | 0.32% |
| Marion County | $159,195 | +0.7% | 0.28% |
| Montgomery County | $163,380 | +1.8% | 0.41% |
| Washington County | $163,494 | +0.8% | 0.23% |
| Geneva County | $165,106 | +2.8% | 0.34% |
| Barbour County | $156,274 | +6.2% | 0.41% |
| Calhoun County | $170,425 | +4.4% | 0.42% |
| Escambia County | $149,519 | +4.9% | 0.39% |
| Covington County | $147,960 | -0.2% | 0.26% |
Frequently asked questions
What is the average home price in Walker County, AL?
The typical home value in Walker County is $161,006 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Walker County?
About $42,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Walker County?
The median effective rate is 0.26% of home value a year (Census ACS 2024 5-year estimates).